Texas Department of Housing & Community Affairs - Building Homes and Strengthening Communities

Multifamily Direct Loan Program

General Information

The Multifamily Direct Loan Program provides funding to nonprofit and for-profit entities for the new construction or rehabilitation of affordable multifamily rental developments. Funding is typically provided in the form of low interest rate, repayable construction-to-permanent loans. Multifamily developments funded through the Department’s Multifamily Direct Loan Program must comply with long-term rent and income restrictions and may be layered with additional funding sources (such as Housing Tax Credits). For more information, visit the FAQs page.


TDHCA’s Governing Board approved the Draft Multifamily Direct Loan Rule that is proposed to be located in 10 TAC Chapter 13 at the October 13, 2016, Board Meeting. The Draft 2017 Multifamily Direct Loan Rule linked above can also be found in the October 28, 2016 Texas Register and public comment may be received between 8:00am Austin local time on October 28, 2016, and 5:00pm Austin local time on November 28, 2016. Written input on the staff draft may be submitted, in hard copy or electronic formats to:

Texas Department of Housing and Community Affairs

         Attn: Andrew Sinnot
         P.O. Box 13941
         Austin, Texas 78711-3941
         or by email: andrew.sinnot@tdhca.state.tx.us
         or by fax: (512) 475-0764

TDHCA will provide reasonable accommodations and language assistance, as required by law.

The online forum where interested stakeholders can comment on the proposed 2017 Multifamily Direct Loan Rules is located here: https://tdhca.websitetoolbox.com/?forum=549213

Apply for Funds

Visit the Apply for Funds page for the Uniform Multifamily Application and supplemental program materials needed to complete your application. Visit the NOFAs and Rules page for Notices of Funding Availability and the Uniform Multifamily Rules for scoring, threshold, and other requirements.

Current Application Cycle Information

Additional Guidance and Resources

Additional reference materials for applicants and awardees are included below. For information regarding public hearings and TDHCA Board meetings, please visit the Community Information page. For forums and recent announcements, please visit the Announcements & Forums page. For a list of upcoming events and trainings, please review the TDHCA Events Calendar.

For information on the following Federal Cross Cutting Requirements information, please click on the following links:

For training information related to any of these Federal Cross Cutting Requirements, please visit the Program Services Training page.

For instructions on how to request a Mid Construction and Final Construction Inspection, please visit the Compliance division’s Construction Inspections and Accessibility page.

Post Award Guidance

Visit the Compliance page for monitoring guidelines, Annual Owner's Compliance Report information, and the Income and Rent tool.

Multifamily Direct Loan Draw Processing Forms

Multifamily Direct Loan Draw Instructions

Multifamily Direct Loan Webinar: Award to Final Draw (presented 10/25/13)