Multifamily Direct Loan Program
General Information
The Multifamily Direct Loan Program provides funding to nonprofit and for-profit entities for the new construction or rehabilitation of affordable multifamily rental developments. Funding is typically provided in the form of low interest rate, repayable construction-to-permanent loans. Multifamily developments funded through the Department’s Multifamily Direct Loan Program must comply with long-term rent and income restrictions and may be layered with additional funding sources (such as Housing Tax Credits). For more information, visit the FAQs page.
- 2020 Multifamily Direct Loan Rule (10 TAC Chapter 13) (PDF)
- 2019 Multifamily Direct Loan Program Overview Webinar (WMV)
- 2019 Multifamily Direct Loan Rule (10 TAC Chapter 13) (PDF)
- HOME Final Rule (24 CFR Part 92) (ecfr.gov)
- National Housing Trust Fund Interim Rule (24 CFR Part 93) (ecfr.gov)
- 2019 Qualified Allocation Plan (PDF) (amended to include 10 TAC Chapter 10 of the Uniform Multifamily Rules)
Apply for Funds
Visit the Apply for Funds page for the Uniform Multifamily Application, Multifamily Predevelopment Application, and supplemental program materials needed to complete your application. Visit the NOFAs and Rules page for Notices of Funding Availability and the Uniform Multifamily Rules for scoring, threshold, and other requirements.
Current Application Cycle Information
2020-1 Application Cycle Information
- 2020-1 Direct Loan NOFA Application Log (XLSX) (December 4, 2020)
- 2020-1 Multifamily Direct Loan NOFA Application Log (XLS) (August 7, 2020)
- + 2020 MFDL Individually Imaged Applications (PDF format)- reveals a new section
2020-2B Application Cycle Information
- 2020-2B Multifamily Direct Loan NOFA Application Log (XLSX) (March 23, 2020)
Previous Application Cycle Information
2019-1 Application Cycle Information
- 2019-1 Multifamily Direct Loan NOFA Application Log (XLS) (December 13, 2019)
- 2019-1 Multifamily Direct Loan NOFA Application Log General Set-Aside ONLY (May 9, 2019)
- + 2019 MFDL Individually Imaged Applications (PDF format)- reveals a new section
Please refer to the Direct Loan NODA Application Log for active TDHCA#s
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2019-2 Predevelopment Application Cycle Information
- 2019-2 Multifamily Special Purpose NOFA: Predevelopment Application Log (January 27, 2020)
- 2019-2 Multifamily Special Purpose NOFA: Predevelopment Application Log (July 29, 2019)
- 2019-2 Multifamily Special Purpose NOFA: Predevelopment Application Log (May 6, 2019)
- 2018-1 Multifamily Direct Loan NOFA Application Log (XLS) (March 13, 2019)
- + 2018 MFDL Individually Imaged Applications(PDF format)- reveals a new section
Please refer to the Direct Loan NODA Application Log for active TDHCA#s
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Additional Guidance and Resources
Additional reference materials for applicants and awardees are included below. For information regarding public hearings and TDHCA Board meetings, please visit the Community Information page. For forums and recent announcements, please visit the Announcements & Forums page. For a list of upcoming events and trainings, please review the TDHCA Events Calendar.
- Direct Loan Income and Rent Limits
- Participating Jurisdiction List (PDF)
- HOME Program Match Guidance (CPD Notice 97-03) (PDF)
For information on the following Federal Cross Cutting Requirements information, please click on the following links:
For training information related to any of these Federal Cross Cutting Requirements, please visit the Program Services Training page.
For instructions on how to request a Mid Construction and Final Construction Inspection, please visit the Compliance division’s Construction Inspections and Accessibility page.
Post Award Guidance and Materials
Visit the Asset Management page for information on Construction Status Reports, Annual Owner’s Compliance Reports, Annual Owner’s Financial Certifications, and Asset Manager’s Assignments and Contact Information. Visit the Compliance page for information on monitoring guidelines, income and rent limits, utility allowances, and physical and construction inspections.
Multifamily Direct Loan Draw Processing Forms
- Multifamily Draw Workbook (XLS)
- Housing Contract System Access Form (DOC)
- Direct Deposit Authorization Form 74-176 (Texas Comptroller Web site)
- Application for Texas Identification Number Form AP-152 (Texas Comptroller Web site)