Housing Trust Fund

Housing Trust Fund Overview

The Housing Trust Fund provides loans and grants to finance, acquire, rehabilitate, and develop decent and safe affordable housing. The Housing Trust Fund administers various single family programs, and also provides funds for programs administered by other TDHCA Divisions, including the Homeless Housing and Rapid Services Program and Bootstrap Self-Help Housing. All Housing Trust Fund Programs are implemented only through eligible non-profits, for-profits, public housing authorities and local governments that have executed a Housing Trust Fund contract or agreement. If you are an individual seeking housing assistance, please visit our Help for Texans page.

Program Descriptions

Texas Bootstrap Program

The Texas Bootstrap Program is managed by the Department's Office of Colonia Initiatives (OCI) Division. The Bootstrap Program makes funds available to Colonia Self-Help Centers or state certified Nonprofit Owner-Builder Housing Providers (NOHPs) to purchase or refinance real property on which to build new residential housing or improve existing residential housing through self-help construction for very low and extremely low income individuals and families (Owner-Builders); including persons with special needs.

For more information visit the Office of Colonia Initiatives’ Bootstrap Self-Help Housing Programs page.

Amy Young Barrier Removal Program

The Amy Young Barrier Removal Program provides grant assistance to low income (80% AMFI) Persons with Disabilities to make their homes (rental or owner) more accessible. The program is designed to provide one-time grants for up to $20,000 in home modifications specifically needed for accessibility. Funds are targeted to allow for reasonable accommodation for rental tenants, homeowners or a member of their household with disabilities needing assistance to fully access their home.

2010-2011 HTF Homebuyer Assistance Program

The 2010-2011 HTF Homebuyer Assistance Program provides eligible low-income borrowers with a zero-percent interest loan for down payment and closing costs assistance for the acquisition of a single family home that must be used as a principal residence.

USDA Section 502 Direct Loan Application Assistance Program

The Section 502 Direct Loan Application Assistance Program provides administrative support grants to rural organizations that work with low-income households to package and submit Section 502 Direct Loan applications to the U.S. Department of Agriculture. Loan Application Assistance funds are intended to secure USDA Section 502 funding for Texas.

Helpful Information and Links

If you are an individual seeking assistance, visit our Help for Texans page.
Review current and previous notices of funding availability (NOFAs).
Review current and previous Housing Trust Fund rules.
Review HTF funding sources and plans.
Register for an upcoming public roundtable or training session.
View the 13 Uniform Service Regions (PDF) served by our program.
HTF Single Family Income and Fair Market Rent Limits

For more information or questions, please contact: Glynis Laing, Housing Trust Fund Administrator (512) 936-7800 or HTF@tdhca.state.tx.us.