HOME Division
Overview
What is HOME?
The HOME Investment Partnerships Program (HOME Program) is funded by the U.S. Department of Housing and Urban Development (HUD). Authorized under the Cranston-Gonzalez National Affordable Housing Act, the purpose of the program is to expand the supply of decent, safe, affordable housing and strengthen public-private housing partnerships between Units of General Local Governments, Public Housing Authorities, nonprofits, and for profit entities.
The TDHCA HOME Division is responsible for administering the HOME program on behalf of the State of Texas. Entities that receive contract awards from TDHCA may use funds for eligible activities such as Homeowner Rehabilitation, Homebuyer Assistance, Contract for Deed Conversion, Tenant Based Rental Assistance, Single Family Housing Development, Multifamily Development, Disaster Relief, and accessibility accommodations for Persons with Disabilities.
Who can HOME help?
The TDHCA HOME Division awards grants and loans to Units of General Local Government, Public Housing Authorities, and nonprofit and for profit entities that provide affordable housing to low-income families in their local communities. By state law, 95% of HOME funds must be distributed to communities, typically rural, that do not receive HOME funds from HUD (please download the PDF list of communities that are generally ineligible for TDHCA HOME funding); the remaining 5% of HOME funds must serve persons with disabilities and is available statewide.
The HOME Division does not directly work with individuals looking for rental assistance or homeownership opportunities. Renters looking for information about affordable rental properties and programs should visit the Help for Texans page of the TDHCA Web site. Homebuyers interested in the Texas HOMEbuyer Assistance Program or other TDHCA down payment assistance programs should contact their local home mortgage lenders to discuss eligibility and how to apply.
The HOME Division administers multiple programs and initiatives. Funding is limited to specific types of entities. Choose a category below for a list of applicable programs and initiatives:
- Individuals - visit Help for Texans
- + Units of Local Government (This link reveals a new section.)
- + Public Housing Authoritie
- + Nonprofits
- + For Profit Entities
- + Lenders
Programs
Texas HOMEbuyer Assistance Program for Lenders
The HOME Program is currently working directly with lenders to promote its new Homebuyer Assistance Program. The Texas HOMEbuyer Assistance Program provides down payment and closing cost assistance to eligible low income (80% AMFI) homebuyers interested in purchasing a condo, townhouse, new Manufactured Housing Unit, or single family home in the six-county area of Bastrop, Blanco, Burnet, Caldwell, Hays, Travis (excluding the Austin city limits), and Williamson counties. Applications must be submitted by the participating first lien mortgage lender. Additional household eligibility, loan, and property requirements apply. More »
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Homeowner Rehabilitation Assistance (HRA)
The Homeowner Rehabilitation Assistance (HRA) program funds Units of General Local Governments, Public Housing Authorities, and nonprofits wishing to provide the following services under the Homeowner Rehabilitation Assistance initiative: (1) Rehabilitation or reconstruction of owner-occupied housing on the same site, (2) New Construction of site-built housing on the same site to replace an existing owner occupied Manufactured Housing Unit (MHU), (3) Replacement and relocation of existing housing located in a floodplain to a new MHU or New Construction of housing on an alternative site, (4) New Construction or a new MHU to replace a housing unit that has become uninhabitable as a result of disaster or condemnation by local government, and (5) If allowable under the Notice of Funding Availability (NOFA), refinance of existing mortgages meeting federal requirements. More »
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Homebuyer Assistance (HBA)
The Homebuyer Assistance (HBA) program funds Units of General Local Governments, Public Housing Authorities, and nonprofits wishing to provide: (1) Down payment and closing cost assistance for homebuyers; or (2) Rehabilitation for accessibility modifications of single family housing units. More »
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Contract for Deed Conversions
The Contract for Deed Conversion initiative funds Units of General Local Governments, Public Housing Authorities, and nonprofits wishing to assist colonia residents with converting contracts for deed into warranty deeds to attain ownership and property rights. Contract for Deed Conversions may occur with one of the following additional activities: (1) Reconstruction or New Construction of site-built housing; (2) Replacement of an existing Manufactured Housing Unit (MHU) with a new MHU; and (3) Rehabilitation of colonia housing. More »
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Tenant Based Rental Assistance (TBRA)
The Tenant Based Rental Assistance (TBRA) program funds Units of General Local Governments, Public Housing Authorities, and nonprofits wishing to provide the following services to individuals in their local communities: (1) Security Deposits; and (2) Rental Subsidies for up to 24 months while the household engages in a self-sufficiency program. More »
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Single Family Development
HOME provides funding to nonprofits certified as a Community Housing Development Organizations (CHDOs) for the new construction or rehabilitation of affordable single family homes. More »
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HOME Multifamily (Rental Housing) Development Program
HOME provides funding to Units of General Local Governments, Public Housing Authorities, nonprofits, and for profit entities for the new construction or rehabilitation of affordable multifamily rental developments. More »
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Other Assistance
Persons with Disabilities (PWD)
Additional funds are set-aside to Units of General Local Governments, Public Housing Authorities, nonprofits, and for profit entities that assist households that include a person with a disability under TBRA and HBA initiatives above. See the TBRA and HBA information provided above for details. Please also visit the Housing Trust Fund Program page for more resources.
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Disaster Relief
In the event of a federally-declared or state-recognized natural disaster, additional funds are set-aside and made available to Units of General Local Governments, Public Housing Authorities, and nonprofits to assist persons needing homebuyer assistance for relocation, rehabilitation, reconstruction assistance, or temporary rental assistance. For a list of HOME awardees currently administering assistance to persons in disaster affected counties, visit the HOME Disaster Relief page.
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