Texas Department of Housing & Community Affairs - Building Homes and Strengthening Communities

HOME Investment Partnerships Program

Overview

What is HOME?

The HOME Investment Partnerships Program (HOME Program or HOME) is funded by the U.S. Department of Housing and Urban Development (HUD). Authorized under the Cranston-Gonzalez National Affordable Housing Act, the purpose of the program is to expand the supply of decent, safe, affordable housing and strengthen public-private housing partnerships between units of general local governments, public housing authorities, nonprofits, and for profit entities.

The Texas Department of Housing and Community Affairs (TDHCA) administers the HOME Program on behalf of the State of Texas, primarily in rural parts of the state.

Eligible Activities

HOME Program funds support a variety of eligible activities including Homeowner Rehabilitation, Homebuyer Assistance, Contract for Deed, Tenant-Based Rental Assistance, Single Family Development, and Multifamily Development. In addition, TDHCA has set aside funding for Disaster Relief and Persons with Disabilities, among other set-asides.

Single family activities are administered through TDHCAs HOME Single Family Division, while multifamily activities are administered through TDHCAs Multifamily Finance Division.

Funding Distribution

By state law, TDHCA must allocate the annual HOME Program funding allocation on a regional basis and 95% of funds must be reserved for non-participating jurisdictions, typically rural, that do not receive HOME funds from HUD. Areas not eligible for TDHCAs HOME Program funds are included in this list of participating jurisdictions in Texas (PDF). Additionally, 5% of TDHCAs HOME funds must serve persons with disabilities who live any area of the state.

Eligible Applicants

TDHCA contracts with units of general local governments, public housing authorities, local mental health authorities, and nonprofit and for profit entities that provide affordable housing to lower income families in their local communities.

Individuals in need of assistance may visit TDHCAs Help for Texans page for assistance resources that may be available in their area.

Programs

Homeowner Rehabilitation Assistance (HRA)

The Homeowner Rehabilitation Assistance (HRA) program funds units of general local governments, public housing authorities, local mental health authorities, and nonprofits wishing to provide the following services under the Homeowner Rehabilitation Assistance initiative: (1) Rehabilitation or reconstruction of owner-occupied housing on the same site, (2) New construction of site-built housing on the same site to replace an existing owner-occupied manufactured housing unit (MHU), (3) Replacement and relocation of existing housing located in a floodplain to a new MHU or new construction of housing on an alternative site, (4) New construction or a new MHU to replace a housing unit that has become uninhabitable as a result of disaster or condemnation by local government. If allowable under the Notice of Funding Availability (NOFA), refinance of existing mortgages meeting federal requirements may be provided in conjunction with any of the listed types of assistance. More »

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Homebuyer Assistance (HBA)

The Homebuyer Assistance (HBA) program funds units of general local governments, public housing authorities, local mental health authorities, and nonprofits wishing to provide: (1) Down payment and closing cost assistance for homebuyers; and (2) Rehabilitation for accessibility modifications of single family housing units as needed. More »

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Contract for Deed (CFD)

The Contract for Deed (CFD) initiative funds units of general local governments, public housing authorities, local mental health authorities, and nonprofits wishing to assist colonia residents earning not more than 60% of the Area Median Family Income ("AMFI") with converting contracts for deed into traditional mortgages. Contract for Deed activities involve acquisition or refinance along with one of the following additional activities: (1) reconstruction or new construction of site-built housing; (2) Replacement of an existing manufactured housing unit (MHU) with a new MHU; and (3) Rehabilitation of colonia housing. More »

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Tenant-Based Rental Assistance (TBRA)

The Tenant-Based Rental Assistance (TBRA) program funds units of general local governments, public housing authorities, local mental health authorities, and nonprofits wishing to provide the following assistance to households in their local communities: (1) Security and utility deposits; and (2) Rental subsidies for up to 24 months while the household engages in a self-sufficiency program. If available, additional funds may be set-aside to provide assistance beyond 24 months for households meeting additional program requirements. More »

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Single Family Development

HOME provides funding to nonprofits certified as a Community Housing Development Organizations (CHDOs) for the new construction or rehabilitation of affordable single family homes to be sold to qualifying lower income households. More »

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Multifamily Direct Loan

HOME provides funding to units of general local governments, public housing authorities, nonprofits, and for profit entities for the new construction or rehabilitation of affordable multifamily rental developments. More »

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Other Assistance

Persons with Disabilities (PWD)

Additional funds are set-aside for units of general local governments, public housing authorities, local mental health authorities, and nonprofit entities that assist households that include a person with a disability. The funds set-aside for persons with disabilities can be used for the TBRA, HBA, and HRA activities and may be utilized throughout the state, including within participating jurisdictions.

Eligible applicants may access the persons with disabilities set-aside by submitting a request for access to the set-aside on the application. Administrators with an existing Reservation System Agreement (RSA) may request an amendment to their agreement to access the persons with disabilities set-aside.

For more information see the TBRA, HBA, and HRA information on this page. Please also visit the Housing Trust Fund Program page for more resources.

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Disaster Relief

Additional funds are set-aside for access in the event of a disaster and are made available to units of general local governments, public housing authorities, local mental health authorities, and nonprofits to assist persons needing homebuyer assistance for relocation, rehabilitation, reconstruction assistance, or temporary rental assistance. For a list of entities that currently have an agreement to assist persons using HOME Disaster Relief funds, visit the HOME Disaster Relief page. The TDHCA Disaster Relief Resources page also has additional information on available resources.

Eligible applicants may access the disaster relief set-aside by submitting a request for access to the set-aside on the application. Administrators with an existing Reservation System Agreement (RSA) may request an amendment to their agreement to access the disaster set-aside.

For more information see the TBRA, HBA, and HRA information on this page.

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