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We’re bringing thousands of new customers right to your door.

Access thousands of new customers in markets all across the state by becoming a participating lender in My First Texas Home. As a participating lender, you’ll be eligible to offer qualified Texans low interest rate home loans, and down payment and closing cost assistance.

Participating lenders also receive the following helpful benefits:

  • Free advertising – inclusion in My First Texas Home materials distributed statewide
  • Simple process – streamlined approach with minimal paperwork
  • Community Reinvestment Act (CRA) eligibility – in most cases, participation in this program is a CRA eligible activity
  • Marketing materials
    Informative, 3-panel brochures describing My First Texas Home and the Texas Mortgage Credit Certificate Program are available in English and Spanish versions for your clients/borrowers! Each brochure includes the types of homes eligible under each program, four easy steps to becoming a homeowner using each program, and more!
    To order copies, contact Cathy Gutierrez, Program Manager by email: cathy.gutierrez@tdhca.state.tx.us or by phone: (512) 475-0277.
    Samples of 3-panel marketing brochures: My First Texas Home (PDF - English) or (PDF - Spanish), Texas MCC (PDF - English) or (PDF - Spanish)

We also offer the Texas Mortgage Credit Certificate Program (MCC) that increases a family’s disposable income by reducing its federal income tax obligation. This tax savings provide a family with more available income to qualify for a loan and meet mortgage payment requirements.

For more information on becoming a participating lender, visit Documentation.

 

 


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*30-year fixed annual percentage rate loan with 5% down payment on a $120,000 loan. Effective 06/27/14. Offer may terminate at any time without notice. Rate and annual percentage rate (APR) calculated on a 365 day year with mandated closing costs (2% origination and $400 program related fees). Rates/APRs subject to change with changes in closing costs. Properties and applicants must qualify. Other restrictions may apply. 221 E. 11th Street, Austin, Texas 78701, 800-792-1119.

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