We’re bringing thousands of new customers right to your door.

Access thousands of new customers in markets all across the state by becoming a participating lender in the Texas First Time Homebuyer’s Program. As a participating lender, you’ll be eligible to offer qualified Texans low interest rate home loans, and down payment and closing cost assistance.

Participating First Time Homebuyer Program lenders also receive the following helpful benefits:

• Free advertising – inclusion in FTHB materials distributed state-wide
• Simple process – streamlined approach with minimal paperwork
• CRA eligibility – in most cases, participation in this program is a CRA eligible activity
• Marketing materials
  Informative, 3-panel brochures describing the Texas First Time Homebuyer Program and the Texas Mortgage Credit Program are available in English and Spanish versions for your clients/borrowers! Each brochure includes the types of homes eligible under each program, four easy steps to becoming a homeowner using each program, and more!
  To order copies, contact Cathy Gutierrez, Business Development Officer by email: cathy.gutierrez@tdhca.state.tx.us or by phone: (512) 475-0277.
  Samples of 3-panel marketing brochures: English FTHB (PDF), English MCC (PDF), Spanish FTHB (PDF), Spanish MCC (PDF)

We also offer the Texas Mortgage Credit Program (MCC) that increases a family’s disposable income by reducing its federal income tax obligation. This tax savings provide a family with more available income to qualify for a loan and meet mortgage payment requirements.

For more information on becoming a participating lender, visit Documentation.