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Lenders, it’s time to get with the programs:

My First Texas Home

The lender approval process for My First Texas Home (TMP) is a shared process between the Texas Department of Housing and Community Affairs and our Master Servicer (US Bank, N.A.). If you are interested in participating in this program as a correspondent lender, begin the process by completing and sending to TDHCA the Request to Participate in the TDHCA Taxable Mortgage Program (TMP) (PDF). The request will be submitted to the Programs Master Servicer (US Bank, N.A.) for review.

Upon satisfactory review by the Master Servicer, the Mortgage Lender will be required to complete and submit to TDHCA the TMP – Program 79 Lender Application Package. The participation package will be forwarded to Lender upon approval with Master Servicer.

After the participation package is received and reviewed by TDHCA, lenders will be issued a Notice of Acceptance as official program approval.

All required documentation must be submitted to:

Texas Department of Housing and Community Affairs (TDHCA)
Attn: Cathy Gutierrez – Texas Homeownership Division
221 E. 11th Street
Austin, Texas 78701
Phone: (512) 475-0277
Email: cathy.gutierrez@tdhca.state.tx.us

We encourage every lender to learn how to assist their borrower with the TDHCA My First Texas Home. Please visit our Lender Training page to learn about training available to our lender partners. Only those lenders that are approved for the program and have participated in training can provide assistance to qualifying borrowers and be listed on the Lenders List.

Texas Mortgage Credit Certificate Program

Lenders who have an interest in participating in the Texas Mortgage Credit Certificate Program, or have questions on the Lender participation process, should contact Cathy Gutierrez at cathy.gutierrez@tdhca.state.tx.us or (512) 475-0277.

My First Texas Home / Texas MCC Program Forms

TDHCA My First Texas Home (TMP-79) and Texas MCC Program forms are accessed after the loan is reserved/certified in the ehousingPlus system. The program forms are auto-generated based on the loan data information provided at reservation, updated and certified. Sample forms can be found on the eHousingPlus website - select "Docs and Forms".

Additional forms:

 

 

 


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*30-year fixed annual percentage rate loan with 5% down payment on a $120,000 loan. Effective 01/15/14. Offer may terminate at any time without notice. Rate and annual percentage rate (APR) calculated on a 365 day year with mandated closing costs (2% origination and $400 program related fees). Rates/APRs subject to change with changes in closing costs. Properties and applicants must qualify. Other restrictions may apply. 221 E. 11th Street, Austin, Texas 78701, 800-792-1119.

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