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My First Texas Home
is a Taxable Mortgage Program (TMP Program 79) offering mortgage loans at more competitive, fixed, low interest annual percentage rates with down payment assistance for first time homebuyers.
Visit the My First Texas Home page »

Texas Mortgage Credit Certificate Program
increases a family's disposable income by reducing its federal income tax obligation. The tax credit is valid for the term of the mortgage loan as long as the borrower occupies the property as their primary residence.
Visit the Texas Mortgage Credit Certificate Program page »

Both program options are available Statewide. Learn more about these exciting programs step by step in the Buyer section.

To apply for either program, contact a participating lender near you.

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Buyer
Texas Mortgage Credit Certificate Program for First Time Homebuyers - Tax savings up to $2000
Live Big Thanks to TDHCA, there's a first time for everthing.

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