TDHCA Programs Overview

Eligible Activities:

Acquisition, new construction or rehabilitation of single family housing unit or replacement of manufactured housing unit for owner-occupancy

Eligible Applicants:

Units of local government, public housing authorities and nonprofit organizations

Funding Access:

Eligible applicants may apply for funding to administer program activities through a Notice of Funding Availability (NOFA)

Program Availability:

Statewide

Beneficiaries:   

Households earning up to 80% AMFI

Consumer Help:

Visit Help for Texans and select the “Buying a Home” option for local providers

Eligible Activities:

Development of single family housing through “sweat equity” in which owner-builders provide at least 65 percent of the labor required to construct or rehabilitate the home.

Eligible Applicants:

State-certified “Nonprofit Owner-Builder Housing Providers”, such as Colonia Self-Help Centers and eligible nonprofit organizations, who run self-help construction programs.

Funding Access:

Eligible applicants may apply for funding to administer program activities through a Notice of Funding Availability (NOFA)

Program Availability:

Two-thirds of funds are set-aside for owner-builders with property in census tracts with median household incomes not exceeding 75 percent of the state median income. The remaining one-third of the funds are available statewide. Offered via Reservation System.

Beneficiaries:   

Households earning up to 60 percent area median family income (AMFI)

Consumer Help:

Please call 512-936-9988

Eligible Activities:

Mortgage loans at fixed interest rates and down payment and/or closing cost assistance to qualifying veterans and first time homebuyers or households who have not owned a home in the previous three years. Homebuyers may combine TDHCA homebuyer and mortgage credit programs for maximum benefit.

Eligible Applicants:

Qualifying homebuyers through participating lenders

Program Availability:

Statewide through participating lenders

Beneficiaries:   

Homebuyers earning up to 115 percent area median family income (AMFI); up to 140 percent (AMFI) in targeted areas of the state

Consumer Help:

Call 512-475-2120, toll free 800-792-1119 or visit www.TheTexasHomebuyerProgram.com

• For more information, find a participating lender using TDHCA’s Lender Locator.
• Visit Texas Homebuyer U for homebuyer education courses.

Eligible Activities:

Mortgage loans at fixed interest rates and down payment and/or closing cost assistance to qualifying homebuyers. Homebuyers may combine TDHCA homebuyer and mortgage credit programs for maximum benefit.

Eligible Applicants:

Qualifying homebuyers

Program Availability:

Statewide through participating lenders

Beneficiaries:   

Homebuyers earning up to 115% AMFI; up to 140% AMFI in targeted areas of the state

Contact

Call 512-475-2120, toll free 800-792-1119, email txhomebuyer@tdhca.state.tx.us or visit www.TheTexasHomebuyerProgram.com

Eligible Activities:

Tax credits based on the annual interest paid on a mortgage loan to qualifying veterans and first time homebuyers or households who have not owned a home in the previous three years. Homebuyers may combine mortgage credit and TDHCA homebuyer programs for maximum benefit.

Eligible Applicants:

Qualifying homebuyers through a network of participating lenders

Program Availability:

Statewide through participating lenders

Beneficiaries:   

Homebuyers earning up to 115 percent (AMFI); up to 140 percent area median family income (AMFI) in targeted areas of the state

Consumer Help:

Call 512-475-2120, toll free 800-792-1119 or visit www.TheTexasHomebuyerProgram.com

• For more information, find a participating lender using TDHCA’s Lender Locator.
• Visit Texas Homebuyer U for homebuyer education courses.

Eligible Activities:

Free online pre- and post-purchase tutorial, mortgage credit certificate introduction courses to satisfy TDHCA’s first time homebuyer program education requirement

Program Availability:

Statewide through free, online access

Beneficiaries:   

Texas homebuyers

Consumer Help:

Call 512-475-2120, toll free 800-792-1119; txhomebuyer@tdhca.state.tx.us or visit www.TheTexasHomebuyerProgram.com.

• For more information, find a participating lender using TDHCA’s Lender Locator
• Visit Texas Homebuyer U for homebuyer education courses.

Eligible Activities:

Utility bill payment assistance, consumer education to help low-income households manage their energy consumption

Eligible Applicants:

Services are contracted through a network of eligible nonprofit organizations or city and county governments

Funding Access:

Funding is administered through contracts with eligible organizations unless otherwise announced.

Program Availability:

Statewide

Beneficiaries:   

Tenants and homeowners earning up to 150 percent of US Department of Health and Human Services’ (HHS) Federal Poverty Income Guidelines

Consumer Help:

For local provider(s):

• Visit Help for Texans and select the “Utility Bill Help” option
• Call toll free 877-399-8939 between 8 a.m. and 5 p.m., Monday through Friday.
  • If calling from a landline:
    You will automatically be directed to the service provider for your county. If you receive a voicemail message, please listen to all of the options in order to connect you with the best available option.
  • If using a cell phone:
    You will be connected to a service provider based on your cell phone’s area code which may or may not be the correct service provider for your county. In this case, you can be connected to the correct service provider for your county after speaking with an agent. If you receive a voicemail message, please listen to all of the options in order to connect you with the best available option.
• Additional resources may be available through the Texas Information and Referral Network: Dial 2-1-1, call toll free 877-541-7905 or visit www.211texas.org

Eligible Activities:

Installation of weatherization material and minor home repairs designed to make a home more energy efficient

Eligible Applicants:

Services are contracted through a network of eligible nonprofit organizations or city and county governments

Funding Access:

Funding is administered through contracts with eligible organizations unless otherwise announced.

Program Availability:

Statewide

Beneficiaries:   

Tenants and homeowners earning up to 200 percent of US Department of Health and Human Services’ (“HHS”) Federal Poverty Income Guidelines

Consumer Help:

For local provider(s):

• Visit Help for Texans and select the “Weatherization” option
• Call toll free 888-606-8889 between 8 a.m. and 5 p.m., Monday through Friday.
  • If calling from a landline:
    You will automatically be directed to the service provider for your county. If you receive a voicemail message, please listen to all of the options in order to connect you with the best available option.
  • If using a cell phone:
    You will be connected to a service provider based on your cell phone’s area code which may or may not be the correct service provider for your county. In this case, you can be connected to the correct service provider for your county after speaking with an agent. If you receive a voicemail message, please listen to all of the options in order to connect you with the best available option.
• Additional resources may be available through the Texas Information and Referral Network: Dial 2-1-1, call toll free 877-541-7905 or visit www.211texas.org

Grant funds for accessibility modifications in renter- and owner-occupied housing; helps eliminate life-threatening hazards and correct unsafe conditions.

Eligible Applicants:

Units of general local government, Councils of Government, eligible nonprofit organizations, local mental health authorities, and Public Housing Authorities

Funding Access:

Eligible applicants may apply for funding to administer program activities through a Notice of Funding Availability (“NOFA”)

Program Availability:

Statewide via Reservation System

Beneficiaries:   

Persons with disabilities earning up to 80 percent area median family income (“AMFI”)

Consumer Help:

For local provider(s), visit Help for Texans and select the “Show only Home Modification for Accessibility providers” box under the “Home Repair” option

• Additional resources may be available through the Texas Information and Referral Network: Dial 2-1-1, call toll free 877-541-7905 or visit www.211texas.org

Eligible Activities:

Reconstruction of substandard stick built homes or replacement of manufactured housing units owned and occupied by qualified homeowners

Eligible Applicants:

Units of local government, Public Housing Authorities, and nonprofit organizations

Funding Access:

Eligible applicants may apply for funding to administer program activities through a Notice of Funding Availability (“NOFA”)

Program Availability:

Statewide via Reservation System and Contract Award

Beneficiaries:   

Homeowners earning up to 80 percent area median family income (“AMFI”)

Consumer Help:

For local provider(s), visit Help for Texans and select the “Home Repair” option

• Additional resources may be available through the Texas Information and Referral Network: Dial 2-1-1, call toll free 877-541-7905 or visit www.211texas.org

Eligible Activities:

Housing rehabilitation, reconstruction and new construction, and public services such as financial literacy and technology access.

Eligible Applicants:

Services are contracted through eligible local nonprofit organizations, units of local government, local public housing authorities, and community action agencies serving designated counties along the Texas-Mexico border

Funding Access:

Funding is administered through contracts with eligible entities unless otherwise announced.

Program Availability:

Designated colonias in El Paso, Maverick, Val Verde, Webb, Starr, Hidalgo and Cameron/Willacy counties

Beneficiaries:   

Colonia residents earning up to 80 percent area median family income (“AMFI”)

Consumer Help:

Visit Colonia Self-Help Center Contacts page for local self help centers.

Eligible Activities:

Refinance of contracts for deed. Funding also available for housing reconstruction.

Eligible Applicants:

Units of local government, Public Housing Authorities, and nonprofit organizations

Funding Access:

Eligible applicants may apply for funding to administer program activities through a Notice of Funding Availability (“NOFA”)

Program Availability:

Statewide via a Reservation System

Beneficiaries:   

Colonia residents earning up to 60 percent area median family income (“AMFI”) are targeted populations; may be available to contract for deed holders earning up to 80% AMFI or residing outside of colonias dependent on funding availability

Consumer Help:

Please contact TDHCA’s Home Division at home@tdhca.state.tx.us or call 512-475-2975

Eligible Activities:

Development or rehabilitation of affordable single family housing for homeownership

Eligible Applicants:

Nonprofit organizations approved as Community Housing Development Organizations (“CHDOs”)

Beneficiaries:

Households earning up to 80 percent area median family income (“AMFI”)

Program Availability:

Statewide via Reservation System

Consumer Help:

Please contact TDHCA’s Home Division at home@tdhca.state.tx.us or call 512-475-2975

Eligible Activities:

Tax credits used to offset federal tax liability are syndicated by a developer to generate capital used in exchange for the development of affordable rental properties or the rehabilitation of existing properties to maintain affordable rents for an extended period of time.
Competitive Housing Tax Credits (9% HTC)
Non-Competitive Housing Tax Credits (4% HTC)

Eligible Applicants:

Public and private for-profit and nonprofit developers

Funding Access:

See TDHCA’s Multifamily Finance Division’s “Apply for Funds” page for funding details.

Program Availability:

Statewide

Beneficiaries:

Tenants earning up to 80 percent area median family income (“AMFI”)

Consumer Help:

Find reduced rent housing using TDHCA’s Vacancy Clearinghouse of TDHCA-funded properties

Eligible Activities:

Low-interest loans to help finance the development of affordable rental properties or the rehabilitation of existing properties to maintain affordable rents for an extended period of time

Eligible Applicants:

Public and private for-profit and nonprofit developers

Funding Access:

See TDHCA’s Multifamily Finance Division’s “Apply for Funds” page for funding details.

Program Availability:

Statewide

Beneficiaries:

Tenants earning up to 60 percent area median family income (“AMFI”)

Consumer Help:

Find reduced rent housing using TDHCA’s Vacancy Clearinghouse of TDHCA-funded properties

Eligible Activities:

New construction, demolition and reconstruction, or acquisition and rehabilitation of affordable multifamily rental housing. (This program was previously administered as the “Multifamily (Rental Housing) Development (MFD) Program (HOME).

Funding Access:

See TDHCA’s Multifamily Finance Division’s “Apply for Funds” page for funding details.

Program Availability:

Statewide

Beneficiaries:

Tenants earning up to 80 percent area median family income (“AMFI”)

Consumer Help:

Find reduced rent housing using TDHCA’s Vacancy Clearinghouse of TDHCA-funded properties

Eligible Applicants:

Eligible nonprofit organizations, Public Housing Authorities, and for-profit entities

Eligible Applicants:

Nonprofit organizations approved as Community Housing Development Organizations (CHDOs)

Eligible Activities:

Rental assistance for up to 6 months, including up to 5 months of arrears

Eligible Applicants:

Units of general local government and nonprofit organizations

Funding Access:

TDHCA will make the funds available to eligible jurisdictions or entities through direct awards and through a competitive process

Program Availability:

Statewide

Beneficiaries:

Renters earning up to 80 percent area median family income (AMFI)

Consumer Help:

For local provider(s), visit Help for Texans and select the “Rent Help” option

• Additional resources may be available through the Texas Information and Referral Network, dial 2-1-1, or call toll free 877-541-7905 or visit www.211texas.org

Eligible Activities:

Rental assistance for qualifying persons with disabilities transitioning from institutions into the community

Eligible Applicants:

Rental housing assistance provided directly through TDHCA on a first-come, first-served basis

Funding Access:

Eligible applicants may apply for funding to administer program activities through a Notice of Funding Availability (NOFA)

Program Availability:

Statewide

Beneficiaries:

Individuals earning up to 50 percent area median family income (AMFI)

Consumer Help:

For local provider(s), visit Help for Texans and select the “Rent Help” option

• Additional resources may be available through the Texas Information and Referral Network, dial 2-1-1, or call toll free 877-541-7905 or visit www.211texas.org

Eligible Activities:

Project-based rental assistance for persons with disabilities linked with long term services

Eligible Applicants:

Multifamily developers who own or manage eligible properties in participating Metropolitan Statistical Areas.

Program Availability:

Select counties across the state

Beneficiaries:

People with disabilities, including people living in existing institutions, people with serious mental illness who are eligible for services from their Local Mental Health Authority or Local Behavioral Health Authority, and youth and young adults exiting foster care who are receiving services through one of the Texas Health and Human Services Commission agencies participating in the program.

Consumer Help:

For local provider(s), visit Help for Texans and select the “Rent Help” option

• Additional resources may be available through the Texas Information and Referral Network: Dial 2-1-1, call toll free 877-541-7905 or visit www.211texas.org

Eligible Activities:

Rental assistance to low income individuals and families, including seniors and persons with disabilities

Eligible Applicants:

Rental housing assistance provided directly through TDHCA and through local contract agencies

Program Availability:

Local areas where there is no housing authority implementing the Section 8 program

Beneficiaries:

Tenants earning up to 50 percent area median family income (“AMFI”)

Consumer Help:

For local provider(s), visit Help for Texans and select the “Rent Help” option

• Additional resources may be available through the Texas Information and Referral Network: Dial 2-1-1, call toll free 877-541-7905 or visit www.211texas.org

Eligible Activities:

Rental subsidies for up to 60 months, may include security and utility deposit, while the household engages in a self-sufficiency program

Eligible Applicants:

Units of general local government, Public Housing Authorities, and nonprofit organizations

Funding Access:

Eligible applicants may apply for funding to administer program activities through a Notice of Funding Availability (NOFA)

Program Availability:

Statewide via Reservation System and Contract Award

Beneficiaries:

Renters earning up to 80 percent area median family income (AMFI)

Consumer Help:

For local provider(s), visit Help for Texans and select the “Rent Help” option

• Additional resources may be available through the Texas Information and Referral Network: Dial 2-1-1, or call toll free 877-541-7905 or visit www.211texas.org

Eligible Activities:

Supports local, community-based efforts to provide child care, health services, transportation, job training and employment services, housing, substance abuse prevention, and other essential services to help transition individuals out of poverty

Eligible Applicants:

Entities designated by the Governor as eligible entities

Funding Access:

Eligible applicants may apply for funding to administer program activities through a Notice of Funding Availability (NOFA)

Program Availability:

Statewide

Beneficiaries:

Individuals at or below 125 percent of US Department of Health and Human Services’ (“HHS”) Federal Poverty Income Guidelines

Consumer Help:

For local provider(s), visit Help for Texans and select the “Emergency & Homeless Services” option

• Additional resources may be available through the Texas Information and Referral Network: Dial 2-1-1, or call toll free 877-541-7905 or visit www.211texas.org

Eligible Activities:

Nonprofits and units of local government

Eligible Applicants:

Supports efforts to improve service outcomes for designated special needs groups, such as homeless persons, persons with disabilities, rural communities, or colonias. May also fund statewide projects to provide training and technical assistance to service providers.

Eligible Activities:

Rapid re-housing assistance to provide housing for individuals and families experiencing homelessness, homelessness prevention assistance to help individuals and families avoid becoming homeless, provision of essential services related to emergency shelters and street outreach for persons experiencing homelessness, and rehabilitation or conversion and operation of a building for use as an emergency shelter.

Eligible Applicants:

City and county governments, eligible private nonprofit organizations

Funding Access:

Eligible applicants may apply for funding to administer program activities through a Notice of Funding Availability (NOFA)

Program Availability:

Statewide

Beneficiaries:

Persons experiencing homelessness or at risk of homelessness (homeless prevention for those below the US Department of Housing and Urban Development’s (HUD) 30 percent area median family income (AMFI)

Consumer Help:

For local provider(s), visit Help for Texans and select the “Emergency & Homeless Services” option

• Additional resources may be available through the Texas Information and Referral Network: Dial 2-1-1, or call toll free 877-541-7905 or visit www.211texas.org

Eligible Activities:

Services and housing activities, including rental assistance, construction and rehabilitation, to prevent and eliminate homelessness.

Eligible Applicants:

See Program Availability below

Funding Access:

Funds are allocated per State Legislation

Program Availability:

Cities in Texas with populations larger than 285,500 persons Arlington, Austin, Corpus Christi, Dallas, El Paso, Fort Worth, Houston, Plano, San Antonio

Beneficiaries:

Persons experiencing or at risk of homelessness.

Consumer Help:

For local provider(s), visit Help for Texans and select the “Emergency & Homeless Services” option

• Additional resources may be available through the Texas Information and Referral Network: Dial 2-1-1, or call toll free 877-541-7905 or visit www.211texas.org

Eligible Activities:

Enhance the number and quality of emergency shelters, prevent homelessness, encourage self-sufficiency and help the homeless secure stable housing.

Eligible Applicants:

Eligible city and county governments

Funding Access:

Administered through TDHCA’s Emergency Solutions Grant (ESG) Program and Homeless Housing and Services Program (HHSP)

Program Availability:

Statewide

Beneficiaries:

Persons experiencing or those at risk of homelessness.

Consumer Help:

For local provider(s), visit Help for Texans and select the “Emergency & Homeless Services” option

• Additional resources may be available through the Texas Information and Referral Network: Dial 2-1-1, or call toll free 877-541-7905 or visit www.211texas.org