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Prequalify for the program with our simple qualifier tool.

Determine how much you can afford by pre-qualifying for a mortgage loan. Any one of our participating lenders can assist you in pre-qualifying by reviewing your credit report and employment information. This is called “loan pre-qualification”. Once you know how much you can afford to pay monthly for a home, your lender will determine the price range of homes you can afford.

The calculator tool below will tell you if you are eligible for My First Texas Home and what your estimated monthly payments will be based on the price of your home and your interest rate. This calculator does not qualify you for the program but will give you a good idea if you are eligible.

Open the Mortgage Qualifier in a new browser window.

For more information, contact a lender using the Lender Locator.

For more information on your credit report, visit Home Buying and Your Credit Rating.

 

 

 
 

*30-year fixed annual percentage rate loan with 5% down payment on a $120,000 loan. Effective 06/27/14. Offer may terminate at any time without notice. Rate and annual percentage rate (APR) calculated on a 365 day year with mandated closing costs (2% origination and $400 program related fees). Rates/APRs subject to change with changes in closing costs. Properties and applicants must qualify. Other restrictions may apply. 221 E. 11th Street, Austin, Texas 78701, 800-792-1119.

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