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Types of loans available through My First Texas Home:

The following loans qualify for My First Texas Home

  • FHA
  • VA
  • Conventional (Fannie Mae HFA Preferred)

Fees / Points Lender May Charge Borrower / Seller:

  • Origination Fee: vary per loan/rate option; may be up to 2% if applicable (collected by lender). Visit the "Available Funds" page for current rates and DPA options.
  • Application Fee: program fees listed below (Master Servicer/Tax Compliance Agent fees) may be charged to the borrower as an Application Fee. This fee does not include the Tax Service Fee.
  • Other Closing Cost: in accordance with agency policies; must be fully disclosed on HUD-1
  • For Fannie Mae HFA Preferred only:  No Loan Level Price Adjustment.

Fees to Master Servicer/Tax Compliance Agent from Lender:

  • Compliance Fee: $225 ($275 for Combo w/MCC loan) – fee submitted to Tax Compliance Agent with Compliance File
  • Funding Fee: $250 (Master Servicer nets at purchase)
  • Tax Service Fee: $85 (Master Servicer nets at purchase)
  • Any other fees required by Master Servicer.





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