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Types of loans available through My First Texas Home:

The following loans qualify for My First Texas Home

  • FHA
  • VA
  • Conventional (Fannie Mae HFA Preferred)

Fees / Points Lender May Charge Borrower / Seller:

  • Origination Fee: up to 2.00% (collected by lender)
  • Application Fee: Not to exceed $560 ($610 for Combo w/MCC loan). Fee includes administrator/compliance, servicer and lender fees.
  • Other Closing Cost: in accordance with agency policies; must be fully disclosed on HUD-1
  • For Fannie Mae HFA Preferred only:  No Loan Level Price Adjustment; .25 bps Adverse Market Delivery Fee.

Fees to Master Servicer/Tax Compliance Agent from Lender:

  • Compliance Fee: $225 ($275 for Combo w/MCC loan) – fee submitted to Tax Compliance Agent with Compliance File
  • Funding Fee: $150 (Master Servicer nets at purchase)
  • Tax Service Fee: $85 (Master Servicer nets at purchase)
  • Any other fees required by Master Servicer.




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