Skip to site map | Skip navigation TDHCA Home | Contact TDHCA | About TDHCA | Calendar | Press Room | Employment
TDHCANew Low Rates
HomeBuyersRealtorsLendersAvailable FundsOther Homeownership Programs


Get Acrobat Reader
Free software to view PDF files

Types of loans available through My First Texas Home:

The following loans qualify for My First Texas Home

  • FHA
  • VA
  • Conventional (Fannie Mae HFA Preferred)

Fees / Points Lender May Charge Borrower / Seller:

  • Origination Fee: up to 2.00% (collected by lender)
  • Application Fee: Not to exceed $560 ($610 for Combo w/MCC loan). Fee includes administrator/compliance, servicer and lender fees.
  • Other Closing Cost: in accordance with agency policies; must be fully disclosed on HUD-1
  • For Fannie Mae HFA Preferred only:  No Loan Level Price Adjustment; .25 bps Adverse Market Delivery Fee.

Fees to Master Servicer/Tax Compliance Agent from Lender:

  • Compliance Fee: $225 ($275 for Combo w/MCC loan) – fee submitted to Tax Compliance Agent with Compliance File
  • Funding Fee: $150 (Master Servicer nets at purchase)
  • Tax Service Fee: $85 (Master Servicer nets at purchase)
  • Any other fees required by Master Servicer.




Help us improve.
Complete a survey.
(Opens a new window)



*30-year fixed annual percentage rate loan with 5% down payment on a $120,000 loan. Effective 06/27/14. Offer may terminate at any time without notice. Rate and annual percentage rate (APR) calculated on a 365 day year with mandated closing costs (2% origination and $400 program related fees). Rates/APRs subject to change with changes in closing costs. Properties and applicants must qualify. Other restrictions may apply. 221 E. 11th Street, Austin, Texas 78701, 800-792-1119.

Site Policies   Equal Housing   Top of Page