*30 year fixed rate loan with 4% down payment on a $120,000 loan. Effective 03/01/12. Offer may terminate at any time without notice. Rate and annual percentage rate (APR) calculated on a 365 day year with mandated closing costs (2% origination and $400 program related fees). Rates/APRs subject to change with changes in closing costs. Properties and applicants must qualify. Other restrictions may apply. 221 E. 11th Street, Austin, Texas 78701, 800-792-1119.

**30 year fixed rate loan on a $120,000 loan. Effective 03/01/12. Offer may terminate at any time without notice. Rate and annual percentage Rate (APR) calculated on a 365 day year with mandated closing costs (2% origination and $400 program related fees). Rates/APRs subject to change with changes in closing costs. Properties and applicants must qualify. Other restrictions may apply. 221 E. 11th Street, Austin, Texas 78711-3941, 800-792-1119.