The following documents apply to My First Texas Home and the Texas Mortgage Credit Certificate Program.
Income and Purchase Price
This document details the
maximum purchase price amounts allowed to participate in the Program.
Targeted Area Census Tracts
by County (PDF)
In accordance with program guidelines,
My First Texas Home has funds set aside for targeted
area loans. A Targeted Area is a census tract in which 70% or more
of the families have incomes that are 80% or less of the statewide
median income or an area of chronic economic distress. Homebuyers
purchasing properties located in Targeted Areas do not have to be
a first time homebuyer and purchase price and income limits are
generally higher. Your lender or REALTOR® should be able to verify
whether the property you are considering for purchase is located
within a Targeted Area census tract. To find your census tract,
use the GeoCoding tool at http://www.ffiec.gov/geocode/.
My First Texas Home and Texas Mortgage Credit Certificate Program Documents and Tools
Informative, 3-panel brochures describing My First Texas Home and the Texas Mortgage Credit Certificate Program are available in English and Spanish versions for your clients/borrowers! Each brochure includes the types of homes eligible under each program, four easy steps to becoming a homeowner using each program, and more!
To order copies, contact Cathy Gutierrez, Program Manager by email: email@example.com or by phone: (512) 475-0277.
Samples of 3-panel marketing brochures: My First Texas Home (PDF - English) or (PDF - Spanish), Texas MCC (PDF - English) or (PDF - Spanish)
My First Texas Home and Texas Mortgage Credit Certificate Program Lender Locator
This tool allows you to find lenders
that participate in My First Texas Home and Texas Mortgage Credit Certificate Program (MCC) including