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Find a qualified lender near you.

Use the Lender Locator to find lenders in your area who are currently participating in the program. The list includes address and contact information.

Find a qualified REALTOR® near you.

TDHCA has teamed up with the Texas Association of REALTORS® (TAR), Texas Veterans Land Board and USDA to make the dream of homeownership a reality for more Texans than ever before. This initiative, United Texas: Housing Initiatives That Work, includes a major effort beginning in 2005 to train the 80,000 REALTORS® in Texas on how to help first time homebuyers obtain low-cost mortgage financing.

Get started! Use the search tool at (opens a new window) to find real estate professionals that have successfully completed the continuing education class "United Texas - Housing Initiatives That Work". REALTORS® completing this course should have general knowledge of My First Texas Home and other assistance programs.

Find a qualified Certified Homebuyer Education Provider near you.

Use the Texas Statewide Homebuyer Education Providers List (PDF) to locate homebuyer education providers in your area.  The list includes address and contact information.

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*30-year fixed annual percentage rate loan with 5% down payment on a $120,000 loan. Effective 06/27/14. Offer may terminate at any time without notice. Rate and annual percentage rate (APR) calculated on a 365 day year with mandated closing costs (2% origination and $400 program related fees). Rates/APRs subject to change with changes in closing costs. Properties and applicants must qualify. Other restrictions may apply. 221 E. 11th Street, Austin, Texas 78701, 800-792-1119.

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