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Take the next step toward homeownership.

Take your personal financial information to your lender to apply for your loan. At “loan application” you will need the following:

  • Recent bank statements for all of your accounts;
  • Pay stubs for the past 3 months;
  • Tax returns for the past 3 years;
  • W-2 forms for the past 2 years;
  • Information about your long-term debts, including the names of the creditors, account numbers, payment amounts, etc.;
  • Proof of any other current income; and
  • The executed sales contract – also referred to as an Earnest Money contract.

Continue to Step 4 .


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*30-year fixed annual percentage rate loan with 5% down payment on a $120,000 loan. Effective 06/27/14. Offer may terminate at any time without notice. Rate and annual percentage rate (APR) calculated on a 365 day year with mandated closing costs (2% origination and $400 program related fees). Rates/APRs subject to change with changes in closing costs. Properties and applicants must qualify. Other restrictions may apply. 221 E. 11th Street, Austin, Texas 78701, 800-792-1119.

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