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Current Interest Rates / Down Payment Assistance / MCC offerings:

My First Texas Home Assisted Funds Available
Rate/APR*
AMFI
Amt. of Assistance
TDHCA My First Texas Home
BOND - UNASSISTED (No DPA / No MCC) **
GOVERNMENT -
FHA, VA, USDA
3.750% / 3.780%
0% Origination
Out of funds
Up to 115/140% †† No Assistance
TDHCA My First Texas Home
BOND - ASSISTED (No MCC)
GOVERNMENT -
FHA, VA, USDA
5.430% / 5.463%
0% Origination

Up to 115/140% †† 4% of loan amount
TDHCA My First Texas Home
COMBO (with MCC)
GOVERNMENT - FHA, VA, USDA
5.875% / 5.909%
0% Origination
Up to 115/140% †† 4% of loan amount
TDHCA My First Texas Home
FNMA HFA Preferred (with OR without MCC)
CONVENTIONAL
5.375% / 5.408%
0% Origination
Up to 115/140% †† 3% of loan amount
TDHCA My First Texas Home
FNMA HFA Preferred (with OR without MCC)
CONVENTIONA
L
5.625% / 5.659%
0% Origination
Up to 115/140% †† 5% of loan amount
MCC Funds Available
MCC
Credit %
AMFI
Program End Date
Texas Mortgage Credit Certificate Program
MCC Stand-Alone

Goverment or Conventional - Non Targeted/Targeted

40%
Up to 115%/140% 12/31/19

Rates subject to change.
Income limits on assistance may be restricted depending on loan product used by participating lender.
* 30-year fixed annual percentage rate loan with up to 5% down payment on a $165,000 loan. Offer may terminate at any time without notice. Rate and annual percentage rate (APR) calculated on a 360 day year with mandated closing costs (0% origination and $500 program related fees). Rates/APRs subject to change with changes in closing costs. Properties and applicants must qualify. Other restrictions may apply. 221 E. 11th Street, Austin, Texas 78701, 800-792-1119.

** This option is suspended until additional bond funding can be released. TDHCA expects to release additional unassisted bond funds later this year. The interest rate associated with each allocation of funds will be subject to change (based on bond market and bond pricing).

To find a participating lender in your area, visit Step 5: Find a Lender or REALTOR® on the Buyer page.

 
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