Skip to site map | Skip navigation TDHCA Home | Contact TDHCA | About TDHCA | Calendar | Press Room | Employment
TDHCANew Low Rates
HomeBuyersRealtorsLendersAvailable FundsOther Homeownership Programs

 

Get Acrobat Reader
Free software to view PDF files

 

Current Interest Rates / Down Payment Assistance / MCC offerings:

My First Texas Home Assisted Funds Available
Rate/APR*
AMFI
Amt. of Assistance
Origination/SRP
My First Texas Home
Program 79
BOND (no MCC)
GOVERNMENT -
FHA, VA, USDA

4.375% / 4.406%
0% Origination

Up to 115/140% 4% of loan amount
0% Origination
2.75% SRP
My First Texas Home
Program 79
COMBO (with MCC)
GOVERNMENT - FHA, VA, USDA
4.500% / 4.532%
0% Origination
Up to 115/140% †† 4% of loan amount
0% Origination
2.75% SRP
My First Texas Home
Program 79
FNMA HFA Preferred (with OR without MCC)
CONVENTIONAL
5.00% / 5.207%
0% Origination
Up to 115/140% †† 5% of loan amount 0% Origination
2.75% SRP
My First Texas Home
Program 79
FNMA HFA Preferred (with OR without MCC)
CONVENTIONA
L
4.500% / 4.701%
2% Origination
Up to 115/140% †† 5% of loan amount 2% Origination
0.75% SRP
MCC Funds Available
MCC
Credit %
AMFI
Program End Date
Texas Mortgage Credit Certificate Program
MCC Stand-Alone

Non Targeted/Targeted

40%
Up to 115%/140% 12/31/16

Rates subject to change.
†† Income limits on assistance may be restricted depending on loan product used by participating lender.
* 30-year fixed annual percentage rate loan with up to 5% down payment on a $135,000 loan. Offer may terminate at any time without notice. Rate and annual percentage rate (APR) calculated on a 360 day year with mandated closing costs (2% origination or 0% origination, and $500 program related fees). Rates/APRs subject to change with changes in closing costs. Properties and applicants must qualify. Other restrictions may apply. 221 E. 11th Street, Austin, Texas 78701, 800-792-1119.

To find a participating lender in your area, visit Step 5: Find a Lender or REALTOR® on the Buyer page.

 
  Site Policies   Equal Housing   Top of Page